Terms of Service

By accessing this website, you accept and agree to be bound by these Terms of Service and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Site. We reserve the right to modify these Terms at any time, and such modifications shall be effective immediately upon posting on this Site.

Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes. We encourage you to periodically review this page for the latest information on our Terms.

E.A. Pinder III & Associates is an independent insurance agency specializing in Medicare and senior insurance products. We offer:

Our services are provided through licensed insurance agents who represent multiple insurance carriers. We do not charge fees to our clients for consultations or enrollment assistance.

Our Site provides an online appointment booking system that allows you to schedule consultations with our licensed insurance agents. By using this system:

• •You agree to provide accurate and complete contact information
• •You consent to being contacted by phone, email, or text message regarding your appointment
• •You may cancel or reschedule appointments at any time by contacting us
• •We reserve the right to cancel or reschedule appointments due to agent availability or other circumstances

Appointments are subject to agent availability. Booking confirmation does not guarantee insurance enrollment or coverage.

When using our Site, you agree to:

• •Provide accurate, current, and complete information
• •Maintain the security of any account credentials
• •Use the Site only for lawful purposes and in accordance with these Terms
• •Not engage in any conduct that restricts or inhibits anyone's use of the Site
• •Not attempt to gain unauthorized access to any portion of the Site
• •Not use the Site to transmit any harmful code, viruses, or malicious software

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by E.A. Pinder III & Associates, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site without our prior written consent, except for your personal, non-commercial use.

Your privacy is important to us. Our collection and use of personal information in connection with your use of the Site is described in our Privacy Policy. By using this Site, you consent to the collection and use of your information as set forth in our Privacy Policy.

We implement reasonable security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Our Site may contain links to third-party websites, services, or resources that are not owned or controlled by E.A. Pinder III & Associates. These links are provided for your convenience only.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

THE SITE AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS, AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING.

E.A. PINDER III & ASSOCIATES MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS, OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SITE, UNLESS OTHERWISE SPECIFIED IN WRITING.

YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITE IS AT YOUR SOLE RISK. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL E.A. PINDER III & ASSOCIATES, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• •Your access to or use of or inability to access or use the Site
• •Any conduct or content of any third party on the Site
• •Any content obtained from the Site
• •Unauthorized access, use, or alteration of your transmissions or content

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

You agree to defend, indemnify, and hold harmless E.A. Pinder III & Associates and its licensors, licensees, distributors, agents, representatives, and other authorized users, and each of their respective resellers, distributors, service providers, and suppliers, and all of the foregoing entities' respective officers, directors, owners, employees, agents, representatives, and assigns from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses arising from:

• •Your use of and access to the Site
• •Your violation of any term of these Terms
• •Your violation of any third-party right, including any copyright, property, or privacy right
• •Any claim that your use of the Site caused damage to a third party

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Hillsborough County, Florida, and the parties hereby irrevocably consent to the personal jurisdiction and venue therein.

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between you and E.A. Pinder III & Associates regarding our Site and supersede and replace any prior agreements we might have had regarding the Site.

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Site.